Licensed Alberta lenders · Service Alberta regulated

Loans in Alberta

Compare payday, bad credit, installment, and car loans from licensed Alberta lenders. Send one free request — most decisions arrive in minutes, and once you sign, funds land by Interac e-Transfer.

Start your free request Browse loan types

Free to use · No obligation · No impact on your credit score to apply

Bad credit welcome No-credit-check options 100% online, no faxing

61 Alberta communities

Licensed lenders only

Payday Loans · Alberta e-Transfer

$100 – $1,500

RequestDecisionSignFunded

Decision time≈ 2 minutes

e-Transfer funding≈ 15 minutes

Max fee (Alberta cap)$14 / $100

Credit check to applyNone — soft only

Check your options

Alberta cities & towns served

$100–$50,000

Loan range across our network

~15 min

e-Transfer funding once approved

$14 / $100

Alberta's max payday fee cap

Loan Types

The right loan for the moment you're in

Seven loan types from licensed Alberta lenders — eligibility, costs, and how to apply where you live, from Calgary to Fort McMurray.

Payday LoansSmall, short-term payday loans from provincially licensed lenders, paid out by Interac e-Transfer, often within minutes.$100 – $1,500 Bad Credit LoansLoans for Canadians with bad or damaged credit — approval rests on income and banking activity, not your score.$500 – $5,000 No Credit LoansLoans for first-time borrowers and anyone without a credit history — a thin file is no barrier.$500 – $5,000 No Credit Check LoansLoans that skip the hard credit check — applying won't affect your credit score.$500 – $5,000 Installment LoansLarger installment loans repaid in fixed monthly payments, with terms and costs shown up front.$1,000 – $15,000 e-Transfer LoansLoans funded by Interac e-Transfer — once approved and signed, the money goes straight to your bank account.$100 – $1,500 Car LoansNew and used car loans, including bad-credit auto financing, secured by the vehicle.$1,000 – $50,000

Service Area

Serving all of Alberta — not just the big cities

Alberta caps payday-loan fees at $14 per $100 borrowed, overseen by Service Alberta. Pick your city for local lenders, rules, and application details.

Alberta

Maximum $14 per $100 borrowed with instalment repayment options.

RegulatorService Alberta

Max payday fee$14 / $100

Cities & towns61

Browse all cities

How It Works

Three steps from request to funding

MisterM Calgary is a referral service, not a direct lender. One short, secure request — matched with licensed Alberta lenders.

Choose your loan

Pick a loan type and read the guide for your city or region — amounts, costs, and eligibility at a glance.

Send one request

Complete a single short, secure request. No paperwork, no faxing, no branch visits — done in minutes.

Get funded

Review your offer, sign online, and once approved the funds arrive by Interac e-Transfer — often within 15 minutes.

Why MisterM Calgary

Built on transparency, not fine print

We match Albertans with licensed lenders and publish the rules plainly — what things cost, who regulates them, and what to watch for.

Licensed & regulated

Every lender in the network is licensed and overseen by Service Alberta under provincial consumer-protection law.

Full cost, up front

Every offer shows the total dollar cost and repayment date before you sign — no hidden charges, ever.

Encrypted & secure

Your request is transmitted securely and shared only with lenders able to fund your loan.

Free, no obligation

Comparing offers costs nothing. You only proceed if an offer actually works for you.

Responsible borrowing: Take on only what you can repay on time. If you are struggling with debt, the Credit Counselling Society offers free help at 1-888-527-8999.

Ready When You Are

Your easy way to compare loans in Alberta

One free, secure request is matched with licensed Alberta lenders. There is no cost to look, and no obligation to accept an offer.

Start your free request How it works